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Should I pay yearly or monthly? Creator tool savings calculator

Enter a tool's monthly and yearly price and how long you expect to use it. See what you save, the month yearly billing pays off, and which plan to pick.

How is the yearly price shown?
Be honest: count the months you are sure about.

Quick answer: divide the yearly price by the monthly price and round up to get your break-even month. If you will keep the tool at least that long, pay yearly. For example, $120 a year against $15 a month breaks even in month 8, and saves $60 if you use it all 12 months.

How the calculator works

Monthly cost is the monthly price times the months you use the tool. Yearly cost is the yearly price for every year you start, because a yearly plan is paid one year at a time. The saving is the difference. For more than 12 months, the calculator also checks whether a mix, yearly for full years and monthly for the rest, costs less.

Yearly plans lock you in. If you are trying a tool for the first time, a month or two on the monthly plan can tell you whether you will stick with it.

Creator tools with monthly and yearly prices

ToolPlanMonthly priceYearly totalBreak-evenSaved over 12 months
1of10Basic$19.00$180.00Month 10$48.00
1of10Pro$89.00$828.00Month 10$240.00
ArtlistAI Starter$19.99$143.88Month 8$96.00
ArtlistAI Core$39.99$287.88Month 8$192.00
ArtlistAI Creator$69.99$500.04Month 8$339.84
Atlabs AIPro$39.00$348.00Month 9$120.00
Atlabs AIPlus$79.00$708.00Month 9$240.00
Atlabs AIMax$249.00$2,268.00Month 10$720.00
AuphonicAuphonic S$13.00$132.00Month 11$24.00
AutoCaptionStarter$18.00$168.00Month 10$48.00
AutoCaptionExpert$25.00$240.00Month 10$60.00
AutoCaptionPro$39.00$360.00Month 10$108.00
Azurade AIBasic$5.99$57.48Month 10$14.40
Azurade AIProfessional$9.99$95.88Month 10$24.00
Azurade AIProfessional+$17.99$194.28Month 11$21.60
BIGVUStarter$25.00$149.00Month 6$151.00
BIGVUAI Pro$39.00$229.00Month 6$239.00
BIGVUMax$90.00$589.00Month 7$491.00
BurncapsPro$29.00$174.00Month 6$174.00
CAMB.AIEssentials$5.00$55.00Month 11$5.00
CAMB.AIPro$20.00$220.00Month 11$20.00
CAMB.AIPremier$75.00$750.00Month 10$150.00
CAMB.AIAdvanced$250.00$2,500.00Month 10$500.00
CAMB.AIExpert$900.00$9,000.00Month 10$1,800.00
CamoCamo Pro$9.99$49.99Month 6$69.89
CapCutPro$19.99$179.99Month 10$59.89
Caption GeneratorPro$14.00$96.00Month 7$72.00
Caption GeneratorMax$29.00$199.00Month 7$149.00
captionrichPro$7.00$72.00Month 11$12.00
captionrichMax Pro$16.00$180.00Month 12$12.00
CastmagicHobby$29.00$239.00Month 9$109.00
CastmagicStarter$69.00$579.00Month 9$249.00
CastmagicTeam$199.00$1,669.00Month 9$719.00
ChoppityStarter$24.00$201.60Month 9$86.40
ChoppityCreator$32.00$268.80Month 9$115.20
ChoppityTeam$48.00$403.20Month 9$172.80
ClaudePro$20.00$204.00Month 11$36.00
ClipchampPremium (Microsoft 365 Personal)$9.99$99.99Month 11$19.89
ClipchampPremium (Microsoft 365 Family)$12.99$129.99Month 11$25.89
ContentStudioStandard$29.00$228.00Month 8$120.00
ContentStudioAdvanced$69.00$588.00Month 9$240.00
ContentStudioAgency Unlimited$139.00$1,188.00Month 9$480.00
CreatifyStandard$15.00$120.00Month 8$60.00
CreatifyPro$55.00$456.00Month 9$204.00
CreatifyMax$95.00$792.00Month 9$348.00
CutBayPro$29.00$252.00Month 9$96.00
CutBayUltra$69.00$588.00Month 9$240.00
D-IDLite$5.90$56.00Month 10$14.80
D-IDPro$29.00$191.00Month 7$157.00
D-IDAdvanced$196.00$1,293.00Month 7$1,059.00
DescriptHobbyist$24.00$192.00Month 8$96.00
DescriptCreator$35.00$288.00Month 9$132.00
DescriptBusiness$65.00$600.00Month 10$180.00
Ecamm LiveStandard$20.00$192.00Month 10$48.00
Ecamm LivePro$40.00$384.00Month 10$96.00
Envato ElementsCore$39.00$198.00Month 6$270.00
Envato ElementsPlus$59.00$468.00Month 8$240.00
ExolytEssentials$400.00$3,960.00Month 10$840.00
ExolytAdvanced$950.00$9,480.00Month 10$1,920.00
Faceless.videoStarter$20.00$168.00Month 9$72.00
Faceless.videoDaily$35.00$300.00Month 9$120.00
Faceless.videoDouble$59.00$492.00Month 9$216.00
Final Cut ProApple Creator Studio (education)$2.99$29.99Month 11$5.89
Final Cut ProApple Creator Studio$12.99$129.00Month 10$26.88
Fish AudioPlus$15.00$132.00Month 9$48.00
Fish AudioPro$100.00$900.00Month 9$300.00
Fish AudioMax$999.00$8,988.00Month 9$3,000.00
FlexClipPlus$19.99$143.88Month 8$96.00
FlexClipBusiness$29.99$239.88Month 8$120.00
FourthwallPro$19.00$180.00Month 10$48.00
GlaspPro$15.00$150.00Month 10$30.00
GlingPlus$20.00$120.00Month 6$120.00
GlingPro$40.00$240.00Month 6$240.00
GlingElite$100.00$600.00Month 6$600.00
GPT-VideoStarter$19.00$190.00Month 10$38.00
GyreStart$49.00$488.00Month 10$100.00
GyreStart+$99.00$986.00Month 10$202.00
GyrePro+$169.00$1,684.00Month 10$344.00
Hailuo AI (MiniMax)Max$216.00$2,208.00Month 11$384.00
Happy ScribeBasic$17.00$102.00Month 6$102.00
Happy ScribePro$29.00$228.00Month 8$120.00
Happy ScribeBusiness$89.00$708.00Month 8$360.00
HeyGenCreator$29.00$288.00Month 10$60.00
HypefuryFlexible$6.00$60.00Month 10$12.00
HypefuryCreator$19.00$190.00Month 10$38.00
HypefuryPro$39.00$390.00Month 10$78.00
IdeogramPlus$20.00$180.00Month 9$60.00
IdeogramTeam$30.00$240.00Month 8$120.00
IdeogramPro$60.00$504.00Month 9$216.00
InflactResearch$34.00$285.60Month 9$122.40
InShotInShot Pro$4.99$19.99Month 5$39.89
InVideo AIStarter$20.00$120.00Month 6$120.00
InVideo AIPlus$60.00$360.00Month 6$360.00
iZotope RXiZotope Plus (subscription)$15.00$150.00Month 10$30.00
iZotope RXiZotope Pro (subscription)$25.00$250.00Month 10$50.00
KajabiBasic$179.00$1,716.00Month 10$432.00
KajabiGrowth$249.00$2,388.00Month 10$600.00
KajabiPro$499.00$4,788.00Month 10$1,200.00
KapwingPro$24.00$192.00Month 8$96.00
KapwingBusiness$64.00$600.00Month 10$168.00
KittlPro$19.00$168.00Month 9$60.00
KittlExpert$49.00$468.00Month 10$120.00
KittlMax$85.00$780.00Month 10$240.00
KlapBasic$29.00$168.00Month 6$180.00
KlapPro$79.00$468.00Month 6$480.00
KlapPro+$189.00$1,128.00Month 6$1,140.00
KomiPro$20.00$192.00Month 10$48.00
KreaBasic$9.00$63.00Month 7$45.00
KreaPro$35.00$252.00Month 8$168.00
KreaMax$105.00$756.00Month 8$504.00
KrispCore$16.00$96.00Month 6$96.00
KrispAdvanced$30.00$180.00Month 6$180.00
LALAL.AILite$9.99$90.00Month 10$29.88
LALAL.AIPro$19.99$180.00Month 10$59.88
Leonardo.AiEssential$12.00$120.00Month 10$24.00
Leonardo.AiPremium$30.00$288.00Month 10$72.00
Leonardo.AiUltimate$60.00$576.00Month 10$144.00
LinktreeStarter$9.00$84.00Month 10$24.00
LinktreePro$17.00$168.00Month 10$36.00
LinktreePremium$35.00$360.00Month 11$60.00
ListnrIndividual$19.00$190.00Month 10$38.00
ListnrSolo$39.00$390.00Month 10$78.00
ListnrAgency$99.00$990.00Month 10$198.00
Luma Dream MachinePlus$30.00$300.00Month 10$60.00
Luma Dream MachinePro$90.00$900.00Month 10$180.00
Luma Dream MachineUltra$300.00$3,000.00Month 10$600.00
LumaFusionCreator Pass$9.99$69.99Month 8$49.89
Lumen5Basic$29.00$228.00Month 8$120.00
Lumen5Starter$79.00$708.00Month 9$240.00
Lumen5Pro$199.00$1,788.00Month 9$600.00
Maeve SocialBasic$25.00$240.00Month 10$60.00
Maeve SocialStandard$99.00$948.00Month 10$240.00
Magic HourCreator$19.00$144.00Month 8$84.00
Magic HourPro$39.00$300.00Month 8$168.00
Magic HourBusiness$99.00$792.00Month 8$396.00
MastershotPro$7.00$70.00Month 10$14.00
Media.io Watermark RemoverStandard$15.99$95.88Month 6$96.00
Media.io Watermark RemoverPremium$27.99$167.88Month 6$168.00
MePersonaPremium$29.00$299.00Month 11$49.00
MePersonaPro$99.00$999.00Month 11$189.00
MePersonaPro Elite$149.00$1,599.00Month 11$189.00
MilanotePay per person$12.50$119.88Month 10$30.12
Monty.fastCreator$29.00$288.00Month 10$60.00
Monty.fastPro$49.00$492.00Month 11$96.00
Monty.fastStudio$149.00$1,488.00Month 10$300.00
MubertCreator$14.00$140.28Month 11$27.72
MubertPro$39.00$389.88Month 10$78.12
MubertBusiness$199.00$1,791.48Month 10$596.52
Murf AICreator$29.00$228.00Month 8$120.00
Murf AIBusiness$99.00$792.00Month 8$396.00
NoteGPTPro$9.99$108.00Month 11$11.88
NoteGPTUnlimited$29.00$239.04Month 9$108.96
NoteGPTMax$99.00$828.00Month 9$360.00
Notion AIPlus$12.00$120.00Month 10$24.00
Notion AIBusiness$24.00$240.00Month 10$48.00
OpenClipStarter$14.99$149.00Month 10$30.88
OpenClipPro$24.99$249.00Month 10$50.88
OpenClipBusiness$89.99$899.90Month 11$179.98
OpusClipPro$29.00$174.00Month 6$174.00
OutlierKitHobby$49.00$299.00Month 7$289.00
OutlierKitPro$99.00$599.00Month 7$589.00
OutlierKitMax$399.00$1,999.00Month 6$2,789.00
PictoryStarter$29.00$300.00Month 11$48.00
PictoryProfessional$59.00$420.00Month 8$288.00
PictoryTeams$199.00$1,428.00Month 8$960.00
PietraPietra Essentials$39.00$348.00Month 9$120.00
PietraPietra Business$199.00$1,788.00Month 9$600.00
PikaStarter$10.00$96.00Month 10$24.00
PikaCreator$35.00$336.00Month 10$84.00
PikzelsPremium$40.00$336.00Month 9$144.00
PikzelsUltimate$80.00$672.00Month 9$288.00
PixVerseStandard$10.00$96.00Month 10$24.00
PixVersePro$30.00$288.00Month 10$72.00
PixVersePremium$60.00$576.00Month 10$144.00
PlanolyStarter$16.00$168.00Month 11$24.00
PlanolyGrowth$28.00$288.00Month 11$48.00
PlanolyPro$55.00$564.00Month 11$96.00
Post BridgeMarketer$39.00$390.00Month 10$78.00
Post BridgeOperator$99.00$990.00Month 10$198.00
PostizStandard$29.00$276.00Month 10$72.00
PostizTeam$39.00$372.00Month 10$96.00
PostizPro$49.00$468.00Month 10$120.00
PostizUltimate$99.00$948.00Month 10$240.00
Predis.aiCore$32.00$230.00Month 8$154.00
Predis.aiRise$79.00$474.00Month 6$474.00
Predis.aiEnterprise+$249.00$2,540.00Month 11$448.00
PublerProfessional$5.00$48.00Month 10$12.00
PublerBusiness$10.00$96.00Month 10$24.00
quso.aiLite$29.00$174.00Month 6$174.00
quso.aiEssential$39.00$234.00Month 6$234.00
quso.aiGrowth$49.00$294.00Month 6$294.00
Rask AICreator$39.00$329.00Month 9$139.00
Rask AICreator Pro$99.00$799.00Month 9$389.00
Rask AIBusiness$249.00$1,999.00Month 9$989.00
RecraftBasic$12.00$120.00Month 10$24.00
RecraftPro$20.00$192.00Month 10$48.00
RiversidePro$35.00$288.00Month 9$132.00
RiversideGrow$45.00$408.00Month 10$132.00
RiversideWebinar$99.00$948.00Month 10$240.00
RunwayStandard$15.00$144.00Month 10$36.00
RunwayPro$35.00$336.00Month 10$84.00
RunwayMax$95.00$912.00Month 10$228.00
SendShortStarter$15.00$144.00Month 10$36.00
SendShortProfessional$29.00$216.00Month 8$132.00
SendShortBusiness$59.00$420.00Month 8$288.00
ShortMakeCreator$29.99$252.00Month 9$107.88
ShortMakePro$49.99$419.88Month 9$180.00
Simon SaysStarter$20.00$180.00Month 9$60.00
Simon SaysPro$40.00$396.00Month 10$84.00
Simon SaysPro+$150.00$1,500.00Month 10$300.00
Smart ModerationBasic$99.00$948.00Month 10$240.00
Smart ModerationPro$249.00$2,388.00Month 10$600.00
SnipfeedStarter (Planoly)$16.00$168.00Month 11$24.00
SnipfeedGrowth (Planoly)$28.00$288.00Month 11$48.00
SnipfeedPro (Planoly)$55.00$564.00Month 11$96.00
SoundrawCreator$16.99$132.48Month 8$71.40
SoundrawArtist Starter$29.99$233.88Month 8$126.00
SoundrawArtist Pro$35.99$280.68Month 8$151.20
SoundrawArtist Unlimited$50.00$390.00Month 8$210.00
SpeakflowPlus$19.00$180.00Month 10$48.00
SpeechifyReader Premium$29.00$139.00Month 5$209.00
Sprout SocialEssentials$99.00$948.00Month 10$240.00
Stan StoreCreator$29.00$300.00Month 11$48.00
Stan StoreCreator Pro$99.00$948.00Month 10$240.00
Steve.aiStarter$29.00$228.00Month 8$120.00
Steve.aiPro$59.00$468.00Month 8$240.00
Steve.aiGenerative AI$129.00$1,188.00Month 10$360.00
Streamlabs DesktopUltra$27.00$189.00Month 7$135.00
StreamLadderStarter$15.00$150.00Month 10$30.00
StreamLadderCreator$27.00$270.00Month 10$54.00
StreamLadderPro$39.00$390.00Month 10$78.00
SubclipCreator$29.99$299.90Month 10$59.98
SubclipPro$49.99$499.90Month 10$99.98
SubmagicStarter$19.00$144.00Month 8$84.00
SubmagicPro$39.00$276.00Month 8$192.00
SubmagicBusiness$69.00$492.00Month 8$336.00
SubtitleBeeStarter$19.00$199.20Month 11$28.80
SubtitleBeePremium$49.00$516.00Month 11$72.00
SubtitleBeeBusiness$129.00$1,356.00Month 11$192.00
SunoPro$10.00$96.00Month 10$24.00
SunoPremier$30.00$288.00Month 10$72.00
SupoClipPro$9.99$99.90Month 11$19.98
SynthesiaStarter$19.00$168.00Month 9$60.00
SynthesiaPro$89.00$708.00Month 8$360.00
Tactiq YouTube TranscriptTactiq Pro (meetings)$12.00$96.00Month 8$48.00
Taja AIStarter$19.99$191.88Month 10$48.00
Taja AIProfessional$49.99$479.88Month 10$120.00
Taja AITeams/Agency$99.99$959.88Month 10$240.00
Teleprompter.comPro$19.99$90.00Month 5$149.88
Teleprompter.comMax$49.99$299.88Month 6$300.00
TellaPro$26.00$156.00Month 6$156.00
TellaPremium$39.00$228.00Month 6$240.00
ThumbnailTestBasic$29.00$288.00Month 10$60.00
ThumbnailTestPro$49.00$444.00Month 10$144.00
ThumbnailTestBusiness$99.00$900.00Month 10$288.00
Thumbs.aiStarter$9.90$96.00Month 10$22.80
Thumbs.aiUltimate$49.00$408.00Month 9$180.00
Thumbs.aiProfessional$99.00$768.00Month 8$420.00
Topaz VideoTopaz Video$39.00$299.00Month 8$169.00
Topaz VideoTopaz Studio$45.00$399.00Month 9$141.00
TrelloStandard$6.00$60.00Month 10$12.00
TrelloPremium$12.50$120.00Month 10$30.00
TubeBuddyPro$15.00$144.00Month 10$36.00
TubeBuddyLegend$32.99$316.68Month 10$79.20
TypefullyBusiness$20.00$216.00Month 11$24.00
UdioStandard$10.00$96.00Month 10$24.00
UdioPro$30.00$288.00Month 10$72.00
vidIQBoost$19.00$199.00Month 11$29.00
vidIQMax$49.00$468.00Month 10$120.00
ViralNotePublish$18.00$172.80Month 10$43.20
ViralNotePro$38.00$364.80Month 10$91.20
ViralNoteGrowth$79.00$758.40Month 10$189.60
ViralNoteAgency Complete$299.00$2,870.40Month 10$717.60
Vista SocialProfessional$99.00$950.00Month 10$238.00
Vista SocialAdvanced$199.00$1,910.00Month 10$478.00
Vista SocialScale$449.00$4,310.00Month 10$1,078.00
VizardCreator$29.00$174.00Month 6$174.00
VizardBusiness$39.00$234.00Month 6$234.00
VoiceScrollPro$5.99$19.99Month 4$51.89
WellSaid LabsStarter$19.00$120.00Month 7$108.00
WellSaid LabsPro$49.00$396.00Month 9$192.00
WipsterLight$11.95$119.40Month 10$24.00
WisecutStarter (editing only)$19.00$189.00Month 10$39.00
WisecutStarter+$33.00$279.00Month 9$117.00
WisecutProfessional (editing only)$49.00$499.00Month 11$89.00
WisecutProfessional+$118.00$999.00Month 9$417.00
WritesonicStarter$99.00$948.00Month 10$240.00
WritesonicBasic$249.00$2,388.00Month 10$600.00
WritesonicGrowth$499.00$4,788.00Month 10$1,200.00
WThumbStarter$12.00$108.00Month 9$36.00
WThumbCreator$28.00$252.00Month 9$84.00
WThumbStudio$56.00$504.00Month 9$168.00
ZapCapStarter$10.00$96.00Month 10$24.00
ZapCapPro$20.00$192.00Month 10$48.00
ZapCapAgency+$40.00$384.00Month 10$96.00
ZebracatCat Mode$39.00$276.00Month 8$192.00
ZebracatSuper Cat$99.00$708.00Month 8$480.00
ZebracatUnlimited Cat$199.00$1,428.00Month 8$960.00
ZeemoPro$9.99$96.00Month 10$23.88
ZeemoExpert$19.99$160.68Month 9$79.20
ZeemoBusiness$23.99$192.84Month 9$95.04
ZubtitleGuru$19.00$90.00Month 5$138.00
ZubtitleAgency$49.00$490.00Month 10$98.00

Only plans that list both a monthly price and a billed-yearly price. Where a plan shows the yearly price per month, the yearly total is that price times 12. Prices exclude tax.

Want the full picture? Add every tool you pay for to the stack cost calculator, or browse creator tool deals.

Questions

How do I know if a yearly plan is worth it?

Divide the yearly price by the monthly price and round up. That is your break-even month. If you are sure you will use the tool at least that long, yearly costs the same or less. For example, $120 a year against $15 a month breaks even in month 8.

Is paying yearly always cheaper?

Only if you keep using the tool past the break-even month. If you stop after a few months, you have paid for a full year anyway, and monthly would have cost less.

What happens if I cancel a yearly plan early?

It depends on the tool. Some offer a refund window and many do not refund the rest of the year. Read the tool's billing terms before you pay yearly.

How much do creator tools save on yearly billing?

Across the 303 plans on ShortStack that list both a monthly and a billed-yearly price, paying yearly saves between 6% and 72% of 12 monthly payments. The table on this page shows each one.

Where do the tool prices come from?

From each tool's own pricing page, recorded on its ShortStack tool page with the date we checked it. Prices change, so confirm on the tool's site before you buy.

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Sources: each tool's official pricing page, linked from its ShortStack tool page. Prices last checked on November 6, 2026. Estimates only; taxes and regional prices can differ.